Connecticut Health Insurance Enrollment 2027: Expanded Financial Help and What Patients Need to Know
Admin • October 26, 2026
Connecticut residents can now enroll in health and dental insurance for 2027 through Access Health CT, the state’s official health insurance marketplace. Open enrollment began on October 23, 2026, with 22 qualified health plans available through Anthem and ConnectiCare.
The enrollment numbers show that more Connecticut residents are using the marketplace to obtain affordable health insurance. During the previous enrollment period:
- 157,246 Connecticut residents enrolled in qualified health plans.
- Enrollment increased approximately 4% from the prior year.
- Covered Connecticut enrollment increased from 41,165 to 51,629 people.
- Approximately 8 out of 10 Access Health CT customers qualified for financial assistance.
- Connecticut’s Temporary Premium Assistance Program has helped more than 10,500 residents save over $1.79 million.
These numbers reflect growing demand for affordable primary care, mental-health treatment and preventive healthcare throughout Connecticut.
When Is the 2027 Access Health CT Enrollment Deadline?
The 2027 Access Health CT open-enrollment period runs from October 23, 2026, through January 15, 2027.
The date you enroll determines when your insurance coverage begins:
- Enroll by December 15, 2026, for coverage beginning January 1, 2027.
- Enroll between December 16, 2026, and January 15, 2027, for coverage beginning February 1, 2027.
Patients who need ongoing primary care, psychiatric medication management or therapy should enroll early to reduce the risk of a gap in treatment or prescription coverage.
What Insurance Options Are Available in Connecticut?
Connecticut residents can compare 22 qualified health plans offered by Anthem and ConnectiCare. Depending on income, household size and other eligibility factors, residents may qualify for:
- Federal premium tax credits
- Reduced deductibles, copayments and coinsurance
- Connecticut Temporary Premium Assistance
- Covered Connecticut
- HUSKY Health
- Children’s Health Insurance Program coverage
- Special assistance for eligible early-childhood workers
- Standalone dental insurance
Certified enrollment specialists, brokers, navigators and community organizations can help residents compare available options at no cost.
Covered Connecticut Enrollment Continues to Grow
Covered Connecticut provides no-cost health insurance to eligible residents whose income is above the Medicaid limit but remains within the program’s financial requirements.
Enrollment increased by more than 10,000 people, rising from 41,165 to 51,629. This expansion is significant because Covered Connecticut may include:
- No monthly premium
- No deductible
- Reduced or eliminated copayments
- Dental coverage
- Nonemergency medical transportation
Patients should confirm that their doctors and behavioral-health clinicians participate with the specific insurance network before selecting a plan. A provider may accept Anthem or ConnectiCare generally but may not participate in every marketplace product.
Why Insurance Verification Matters for 2027
Changing plans can affect more than the monthly premium. A new plan may have different:
- Provider networks
- Copayments and deductibles
- Prescription formularies
- Prior-authorization requirements
- Behavioral-health benefits
- Telehealth coverage rules
- Referral requirements
Patients receiving psychotherapy, psychiatric medication management, ADHD treatment, chronic-disease care or specialty behavioral-health services should verify coverage before January.
Bring or upload your new insurance card as soon as it becomes available. The insurance company, member identification number and exact plan name may all change, even when the carrier remains the same.
Access to Primary Care and Mental-Health Services in Connecticut
Growing marketplace enrollment means more Connecticut residents have access to essential healthcare services. It also increases demand for practices that can coordinate physical and behavioral healthcare in one setting.
CareTeam Health provides adult healthcare services in Windsor and through statewide Connecticut telehealth, including:
- Adult primary care
- Same-day and urgent telehealth visits
- Psychiatric evaluations
- Psychiatric medication management
- Individual psychotherapy
- Chronic-disease management
- Behavioral-health and primary-care coordination
- Evening and weekend availability
CareTeam Health accepts many major insurance plans, but participation can vary by product and clinician. Patients should contact the office to confirm network status and benefits before scheduling.
How to Prepare for Your 2027 Healthcare Coverage
Before choosing or renewing a plan:
- Confirm that your primary-care and mental-health providers are in network.
- Review your medication formulary and prior-authorization requirements.
- Compare deductibles, copayments and out-of-pocket limits.
- Enroll by December 15 if you need coverage beginning January 1.
- Send your new insurance information to your healthcare providers.
- Schedule needed appointments before an existing plan terminates.
- Connecticut residents can visit Access Health CT or call 1-855-805-4325 for enrollment assistance.
To confirm whether CareTeam Health accepts your plan or to schedule a primary-care or behavioral-health appointment, visit CareTeamHealth.net.
